Mortgage Brokers Townsville
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Your Townsville mortgage broker
We understand that things like purchasing a home is a big financial decision one can make, so we’ll ensure that we find the best rates on mortgages in Townsville. Therefore it is highly recommended you speak to an expert mortgage broker specialist who can provide an entire overview and provide a breakdown of everything from beginning to end.
Your personalised Mortgage Broker service in Townsville.
Let us do all the work for you.
We, at Mortgage Brokers Townsville, love to help first time home buyers secure their first property purchase. We understand how it feels to be nervous and not have much information on-hand. We’ll be explaining to you how ‘First Home Owner Grant’ works, and be it can benefit you.
Our goal is to make the entire process easier, as we work with you and provide you guidance, every step of the way. See how we can be of service to you by giving us a call and speaking to our consultants.
Why Choose Us?
We will make sure that you are provided with a premium service with access to all the loan options available to you, and the most up-to-date strategy that is relevant in the current financial environment. It is going to be our responsibility to find you the most competitive and most valuable loan option currently available. And if a better solution becomes available in the following 12 to 24 months, we will keep you updated and make use of any new opportunity that you have to your advantage. We will provide you with the best in an ever-changing market.
Wanting to choose the right loan for you and your family is a part of our being open and authentic, and that’ what we pride ourselves in. We always ensure that your experience is tailored to your needs, and make sure to get to know you and work with you one on one.
We make ourselves constantly available to be able to help cater to your needs, we will be available to you 24/7, and to answer any questions that you have. Our clients will be treated as part of one big family, because what we want is to have a long-lasting relationship that goes beyond just a “transaction”.
You don’t need to ask yourself “Who is the best mortgage broker near me” anymore.
We are a reliable, honest, and experienced mortgage broker that can handle your financial needs. Our main goal is to be the one stop shop for anything that has to do with your home loans and other financial services, so you can trust us to look after everything for you, we will always be there to support you, as well as to work with you to achieve your long term goals.
We offer a full range of financial services
Refinance your home loan
There is no need to look further if you want to refinance. We will explain to you how the process works, and see how refinancing your loan will be beneficial for you.
We will look after everything for you. You have nothing to lose after the entire process.
Reasons to REFINANCE
It’s easy to refinance with Mortgage Brokers Townsville. We have simplified and streamlined our online process to ensure that your application passes by the channels swiftly and quickly.
We will let you know, after comparing your current loan with other options in the market, and we found a lower interest rates for a similar loan.
• If you’re looking to invest, or upcoming projects that may require cash flow, we can run some check on your portfolio to see how much equity may be utilised. This equity that we can unlock from your property may be used to fund these investments or projects.
We will help you combine your personal and credit card loans, which are some possible sources of your debts, into your mortgage for us to keep everything simple and easy.
Educating our clients and providing guidance on finding the best home loan package is among the specialties of our Mortgage Brokers Townsville team of industry experts. We’re fully aware of the stress of the process involved in purchasing a property. It is not only time consuming, but you also have to choose the right location, the best financing options, and also the paperwork involved.
For first time buyers we understand that the entire process may appear daunting. But we will make sure that Townsville will find the best home loan for you, the first step is to assess your financial status, together with your financial goals. It’s our way of understanding which value package will best suit your needs. We’ll assist you in the process of obtaining a pre-approval, which will give you the ability to enter contract negotiations for the property you’re looking to purchase. Through the entire procedure, right from the beginning to the end, we will be handling the entire loan application process and keep you updated.
We will guide you through the qualification process, and as first time home buyer, we can facilitate the First Home Owner Grant application for you.
If what you’re looking for is an Investment Property Loan, we know which among the currently offered deals are best, and we’ll find you the best loan package available. We’ll be discussing which loan structure is appropriate, whether it be interest only, or principal and interest. A strategy to minimise any potential lender’s mortgage insurance (LMI) for your investment strategy and expected returns will also be employed.
To ensure that the deals that you’re receiving are the best ones possible, we’ll help review your entire property portfolio, and negotiate with the banks on your behalf. We will continuously work with you according to your convenience, and help you identify the most competitive and value for money loan products from various selection of lenders available. We will also help you in the management of your deadlines, including your property valuations and settlement dates.
And we did mention that this is all done with no cost at all, on your end. How good is that?
Renovating your home is not cheap. Especially for properties that need quite a lot of structural work, and will require a huge amount of additional capital. It is important to consider the many options that could help fund these activities (such as a renovation loan), to ensure that you have enough cash flow in hand for all your financial obligations in totality.
You have a variety of options to choose from, and these would mainly involve either paying out of with the use of your own saving, or utilise equity if you have enough built up from your existing property.
It’s always an exciting prospect, building your own home or investment property. What would cost you and complicate things is the management of the costs and expenses in respect to building and construction. But you can easily take care of the financial aspect of a home construction by utilising a construction loan but securing one won’t be as easy.
A construction loan, when utilised, can offer flexibility with special construction conditions. Your loan can be drawn down either in instalments or in chunks (called ‘progressive draw downs’), and payments will be received at different stages of your construction project. This is often done by most because most of the time you won’t need to all the cash up front, but in stages. You’ll have a pre-determined loan amount construed by the financial institutions where your loan will be drawn from. An advantage is you only pay interest on the amounts you draw from the loan facility.
A variety of lenders and financial institutions offers commercial financing, allowing you to have a working capital for capital funding ventures. We, at Finance Brokers Townsville, are more than capable of helping you in achieving your investment strategy for sourcing the right type of borrowed capital that would best fit your needs.
We will be able to source the best value debt, whether what you require is for your short or long term commercial finance, to fund your next business venture or project.
It will not be easy for you to just purchase your dream vehicle. But we can help you source the best value car loan, without a need for you to front the cash, all at once, and help ease your cash flow. In turn, you can plan out your monthly expenditure, and budget accordingly.
Once we find the right lender and loan package we will then create a strategy that will suit you and your needs, and help you get the behind the wheel of your dream vehicle as soon as possible.
Not located in the Townsville? No worries - we can serve anyone nationally with ease.
We service all areas of Townsville.
Mount St John
Approved Townsville Mortgage Brokerage Service
Let us, Mortgage Brokers Townsville, do all the difficult work for you. For us to source the right loan product for you we’ll be delivering an end to end solution to help you in achieving your long-term financial goals. We’ll commit ourselves to you, and be by your side every step of the way and even more. Making sure that our clients are fully satisfied by their experience with us and for every single criterion to be met to the highest standard is our top priority. Helping and educating is our passion, and that is what we do best. With our years of experience, we will carefully construct the right financial strategy that is unique to you and your financial requirements and needs. Together we will be working together from scratch, and carefully put together and procure the right loan strategy, exactly for you.
The approval of your loan doesn’t signify the end of our journey, rather it marks the beginning of it. We’ll remain in contact with you, conduct regular reviews of everything, reconnect and strategize if need be. It’s not only recommended that you speak to a qualified and licensed professional who will provide you access to amazing deals in the market, which is what we can do for you, we’ll also shoulder the burden of filling out the paper work for you in a seamless and efficient manner. It’s a complete win-win for our clients.
You can focus your time and energy on other things and be completely stress free, as we act on your behalf and put everything together for you.
Making financial decisions is often accompanied with a lot of headaches and stress. So we want to provide you complete peace of mind, we will always be by your side and make sure that you’re receiving the best financial services and value possible. Let Mortgage Brokers Townsville look after you.
Our goal is to provide our clients with exceptional customer service. We want to deliver only the highest quality of work, for our clients to be aware that they are well looked after. We will listen to you and know exactly what you need, and you will be provided with complete and transparent service, so that you are kept updated of what is happening.